Access New Borrowers

Receive Applications

app.post('/webhook/loan-applications', (req, res) => {
  const { borrower, loan_request, qualification_score } = req.body;
  
  console.log('New member-benefiting application:');
  console.log('Verified Income:', borrower.annual_income);
  console.log('Credit Score:', borrower.credit_score);
  console.log('Loan Amount:', loan_request.amount);
  console.log('Member Impact:', loan_request.profitability);
});

Member-First Integration

Portfolio improvements benefit existing members through better rates and services

Quality Borrower Flow

Access high-income borrowers with strong credit profiles

Member Service Enhancement

Better loan mix enables improved member rates and expanded services

Borrower Performance That Enhances Member Services

Member rate improvement

Better rates

Default rate

Lower risk

Service fund growth

Higher revenue

Member experience

Instant funding

MemberFirstTechnology

Instantly fund loans

const disbursement = await portola.disburse({
  loan_id: "loan_abc123",
  borrower_wallet: "0x742d35...89",
  amount: "45000.00",
  currency: "USDC",
});

Member Service Enhancement

Technology that improves member experience while maintaining credit union values

Competitive Member Advantage

Modern financial infrastructure that helps credit unions compete with larger institutions

Network

Encrypted routing distributes loan applications across institutional lenders

Custody

MPC orchestration with policy guardrails and automated approvals

Payments

High-speed payment processing with instant settlement capabilities

Treasury

Policy-based workflows spanning distribution, collection, and escrow wallets

Identity

Comprehensive identity verification and compliance infrastructure for lending

Documents

Streamlined document processing and verification for lending operations

GetInTouch

Access New Borrowers

Borrower Performance That Enhances Member Services

Products