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Access New Borrowers

Receive Applications

app.post('/webhook/loan-applications', (req, res) => {
const { borrower, loan_request, qualification_score } = req.body;
console.log('New scaling opportunity:');
console.log('Verified Income:', borrower.annual_income);
console.log('Credit Score:', borrower.credit_score);
console.log('Loan Amount:', loan_request.amount);
console.log('Tech Savvy Score:', borrower.digital_native);
console.log('Quality Score:', qualification_score);
processForFintechGrowth(loan_request);
});
Fintech-Ready Flow
Streamlined application process designed specifically for fintech integration.
Premium Economics
Access to high-value borrower segments that improve unit economics.
Growth Acceleration
Ready-to-convert applications reduce acquisition friction and scale faster.

Performance That Accelerates Growth

Reduced CAC
Significantly lower
Premium Income
Higher income
Better Economics
Improved LTV/CAC
Stablecoin Advantage
Cheaper Settlement
Speed

Disburse Funds

const disbursement = await portola.disburse({
loan_id: "loan_abc123",
borrower_wallet: "0x742d35...89",
amount: "45000.00",
currency: "USDC",
});
Instant Disbursement
Instantly Fund Loans
Instant Settlement
Instantly Recieve Payments

Products

Network
Encrypted routing distributes loan applications across institutional lenders
Custody
MPC orchestration with policy guardrails and automated approvals
Payments
High-speed payment processing with instant settlement capabilities
Treasury
Policy-based workflows spanning distribution, collection, and escrow wallets
Identity
Comprehensive identity verification and compliance infrastructure for lending
Documents
Streamlined document processing and verification for lending operations
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