Simple Integration, Powerful Results

Enable wallet lending

const loanRequest = await portola.connectToBorrowing({
  user_wallet: "0x742d35...89",
  requested_amount: 25000,
  purpose: "home_improvement",
  wallet_provider_id: "your_wallet_id"
});

console.log('Loan request status:', loanRequest.status);

In-Wallet Loan Application

Users apply for loans directly within your wallet interface. No redirects, no friction.

Extensive Lender Network Access

Connect users to a wide network of institutional lenders for competitive loan options.

Seamless User Experience

Complete lending process happens within your app. Users never leave your ecosystem.

LendersCompete

Deliver loan options

app.post('/webhook/loan-match', (req, res) => {
  const { user_id, matched_lenders, best_rates } = req.body;
  
  displayLoanOffers(user_id, {
    lenders: matched_lenders.length,
    best_rate: best_rates.lowest_apr,
    approval_probability: best_rates.approval_chance
  });
  
  console.log(`${matched_lenders.length} lenders competing for user`);
});

Real-Time Lender Matching

Instantly match users with the best available lenders based on their profile and needs.

Competitive Rate Comparison

Users see best available rates and terms from across the lending network.

Platform Differentiation

Stand out from competitors by offering integrated lending services that enhance your platform's value proposition.

User Retention

Keep users engaged with comprehensive financial services without leaving your wallet ecosystem.

Track platform impact

const platformMetrics = await portola.getLendingMetrics({
  wallet_id: "your_wallet_id",
  timeframe: "30d"
});

Network

Encrypted routing distributes loan applications across institutional lenders

Custody

MPC orchestration with policy guardrails and automated approvals

Payments

High-speed payment processing with instant settlement capabilities

Treasury

Policy-based workflows spanning distribution, collection, and escrow wallets

Identity

Comprehensive identity verification and compliance infrastructure for lending

Documents

Streamlined document processing and verification for lending operations

GetInTouch

Simple Integration, Powerful Results

Platform Growth Through Lending

Products